A personal loan is the best option when you need cash for short-term requirements like wedding, medical treatment, education etc. The joy is doubled when you get additional benefits with the loan. Bajaj Finserv, a leading financial services company, provides prepaid vouchers along with personal loans to woo their customers.

About Bajaj Finserv

Bajaj Finserv, which is a part of Bajaj Holdings and Investment Ltd, is a financial services company involved in lending, assent and wealth management and insurance. With the branches established in 1400 locations across India, Bajaj Finserv offers a wide array of financial services.

Assured Vouchers for Personal Loans

Assured prepaid vouchers are provided for individuals availing personal loans from Bajaj Finserv. The worth of the voucher is as mentioned below.

Personal Loan Amount

Worth of Assured Prepaid Voucher

12 Lakhs and above

INR 14,000

Between 11.99 to 8 Lakhs

INR 10,000

Between 7.99 to 6 Lakhs

INR 6,000

Bajaj Finserv offers Line of Credit facility i.e. a specific amount is credited to the borrower’s account. What sets this personal loan distinct is that the borrower can withdraw the amount as per the requirement and the interest will be charged only for the amount withdrawn.

Documents Required

Along with online application, the applicant needs to submit the following documents.

  • Identity Proof

  • Address Proof

  • Age Proof

  • Income Proof

  • Bank statement of last 6 months

  • Last 3 months’ salary slip

Advantages of Getting Personal Loan from Bajaj Finserv

Following are some of the advantages of applying for the personal loan through Bajaj Finserv.

  • If the applicant meets all the eligibility criteria, the approval is done within five minutes of submission.

  • Following the approval, the loan amount is disbursed within 72 hours to the account of the borrower.

  • Maximum of loan amount of 25 lakhs with the tenure up to 60 months according to the requirement of the applicant

  • No collateral is required.

  • Competitive interest rate makes it convenient for the customers.

  • Low processing charges

  • Bajaj Finserv provides facility to check your EMI and tenure online with the calculator.

Eligibility Criteria

  • You should be between the age of 21 to 58 years.

  • You should be a salaried professional or self-employed professional.

  • The income limit varies according to the cities.

End Note

This is a wonderful opportunity if you are looking for a personal loan for your immediate need. The benefits are plenty as it comes with an assured voucher worth above INR 6000.

CreditMantri pre-screens your application to make sure you are likely to get a good rate of interest on the loan and your chances of approval is higher with us.