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Allahabad Bank Credit Card Reward Points

Credit Card reward points are rewarded to cardholders as an extra benefit where they can redeem the points for gifts, gift vouchers or other services. Credit cards have been in use for a long time and providing extra services has become important. Allahabad Bank provides you with heaps of benefits from the credit cards. Allahabad Bank, in association with SBI provides three credit cards that have the benefits of credit reward points: Allahabad Bank SBI SimplySAVE Card, Allahabad Bank SBI PRIME Card and Allahabad Bank SBI ELITE Card.

Allahabad Bank SBI SimplySAVE Card Reward Points

  • By spending Rs. 2000 or more in the first 60 days and get 2,000 bonus reward points.
  • While dining, watching movies, making departmental or grocery purchases, you’ll be able to enjoy 10 reward points for every Rs. 100 spent. On all other spends, you can earn 1 reward point per Rs. 100 spent, whenever you use your Allahabad Bank SimplySAVE SBI card.
  • Not only can you redeem your reward points for gifts and gift vouchers, but you can also pay your outstanding balance on your credit card, using your reward points.
  • There is a Shop and Smile reward program that gives you special reward points every time you use your SBI Card.
  • The gift will be delivered within 15 business days from the date of redemption request.
  • Gift vouchers will be delivered in 3 to 10 working days.
  • You can check your reward point summary by referring to your latest credit card statement or by logging into SBI’s official website and going to the dashboard section and at the bottom, the reward point summary and expiring rewards points can be viewed. You can also login to the SBI Card mobile app and check the same.
  • A redemption fee of Rs.99 should be paid.
  • Redemption against cash can be made by writing to SBI’s official email or by calling the helpline.
  • You cannot redeem your reward points after closure of your account.
  • Reward points can be accumulated for a period of 24 months from the date of accrual under the Shop and Smile rewards program.
  • The order you have placed for your redemption request can be canceled before 4:00 pm on the same day by calling SBI card helpline.
  • Gift vouchers are valid for 3 months from when they get delivered to you.

How to view the reward catalogue?

Step 1. To view the catalogue, go to the SBI’s official website. On the rewards page, select the card you’re using.

Step 2. Select the range between which you would want to redeem your points for.

Step 3. Choose your city and the category of items you want to browse through.

Step 4. You also have the option of sorting the items in ascending order or descending order of reward points and there are over 400 items.

Step 5. So, if you order them in ascending order, you would start with vouchers from Pizza Hut, Archies and so on.

Step 6. If you go for a higher number of reward point count, you’ll be able to view items like home speakers and GPS smart watches.

There are many categories from which you can select an item from:

  • Accessories
  • Apparel and Superstore
  • Books and Periodicals
  • Electronics
  • Elite Book of Rewards
  • Entertainment and Dining
  • e – Voucher
  • Festive Catalogue
  • Health and Fitness
  • Homeware
  • Kids Zone
  • Lifestyle
  • Luxury
  • Membership
  • Preferred Partner
  • Travel and Holiday

You can get E-vouchers from

  • Pizza Hut
  • Archies
  • Pizza Hut
  • Yatra.com
  • Costa Coffee
  • Chaayos
  • KFC
  • PVR Cinemas
  • BookMyShow and many more
  • Items that can be redeemed from the Reward Catalogue

    Product namePointsPoint + Pay
    Skullcandy Venue Wireless Headphone S6HCW76,00038,000 + Rs.6500
    Fitbit Versa Smart Watch10,600053,000 + Rs.9100
    Shoppers Stop E GV - Rs. 2200075,000-
    Amazon Echo Spot6140030,700 + Rs.5300
    KFC E Voucher Rs. 2501250-
    PVR Cinemas E-GV Rs. 2501600-
    Levis E-Voucher Rs. 5001950-

    Allahabad Bank SBI PRIME Card Reward Points

    PRIME Rewards
    • For each Rs. 100 spent on standing instructions of Utility Bills payments, you get 20 reward points.
    • While spending on dining, groceries, departmental stores and movies, get 10 reward points per Rs. 100 spent.
    • On all other retail spends, earn 2 reward points per Rs. 100.
    • You can also pay your cards outstanding balance with reward points. (4 reward points = Rs. 1)
    • Get a fuel surcharge waiver of 1% on transaction amount ranging from Rs. 500 to Rs. 4000 across all petrol pumps.
    Birthday Benefit
    • You get a special offer on your birthday where you get 20 reward points for every Rs. 100 that you spend. (This is applicable for three days: on your birthday, the day before and the day after)

    About Reward Points Program for Allahabad Bank SBI PRIME Card

    • The reward points program is open to holders of SBI Card PRIME, whose accounts are valid and standing.
    • The reward points that are earned by an additional cardholder will accrue to the account of the primary cardholder.
    • While shopping at BigBasket, you can earn 15 reward points for every Rs. 100 spent.
    • The reward points acquired can only be accumulated for 24 months from the date of accrual of reward points under the rewards program.
    • For redemption:

      1. The SBI PRIME card must not be overdue, blocked, cancelled or terminated at the time of the redemption request.

      2. Redeemed rewards cannot be exchanged for any other rewards and cannot be refundable, nor can it be re- converted back to points.

    Allahabad Bank SBI ELITE Card Reward Points

    ELITE Rewards
    • Dining, departmental store and grocery spends will get you up to 5X reward points.
    • You can earn up to 2 reward points per Rs. 100 on all other spends except fuel.
    • Pay your outstanding balances with reward points. (4 reward points= Rs. 1)
    • Get a fuel surcharge waiver of 1% across all petrol pumps.
    Lowest Forex Markup
    • When international transactions are made, you are entitled to 2 reward points per Rs. 100 spent.

    About Reward Points Program for Allahabad Bank SBI ELITE Card

    • You can earn regular reward points even on EMI transactions.
    • The reward points that are earned by an additional cardholder will accrue to the account of the primary cardholder.
    • Reward points can be accumulated for a period of 24 months from the date of accrual under the Shop and Smile rewards program.
    • For redemption:

      3. The SBI PRIME card must not be overdue, blocked, cancelled or terminated at the time of the redemption request.

      4. Redeemed rewards cannot be exchanged for any other rewards and cannot be refundable, nor can it be re- converted back to points.

    • The reward points that had accumulated on the previous card will automatically be transferred onto the new card after the upgrade.
    Annual Spend LevelsBonus Reward Points
    3 lakhs10,000
    4 lakhs10,000
    5 lakhs15,000
    8 lakhs15,000
    Annual Spend Levels and Bonus Reward Points
    • Reward redemption fee of Rs.99 is to be paid.

    FAQs: Allahabad Bank Credit Card Reward Points

    1. How do I check my reward points summary?

    You can refer to your latest credit card statement or you can log in to SBI’s official website, go to the dashboard at the bottom and get your reward point summary.

    2. What are the charges of reward redemption fee on the Allahabad Bank SBI ELITE Card?

    You would have to pay a fee of Rs. 99 as reward redemption fee.

    3. Can the reward points that are accrued on my card expire?

    You can accumulate your reward points only for a period of 24 months from the date of accrual. If this condition is not met, then the points that were not redeemed will lapse.

    4. Can I cancel the order I have placed for an item I don’t want?

    Yes, the order can be cancelled once you’ve made your redemption request, but you can do that only before 4:00 pm on the same day by calling the SBI Card helpline.

    5. While using Allahabad Bank SBI ELITE Card, do international transactions fetch reward points?

    When international transactions are made for every Rs. 100, you will earn 2 reward points.

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    CreditMantri Finserv Private Limited

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    Valid Till

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