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Airline Credit Card
Airline credit cards in India are financial products that cater specifically to frequent travelers and offer a range of benefits related to air travel. These cards are typically co-branded with major airlines, allowing cardholders to earn reward points or miles that can be redeemed for flights, upgrades, and other travel-related expenses. Here are some key benefits of airline credit cards in India.About Airline Credit Card
Key Benefits of Airline Credit Card
1. Airline Rewards - Accumulated points can be redeemed for free flights, seat upgrades, access to airport lounges, and other travel perks.
2. Bonus Sign-up Offers - Many airline credit cards offer enticing sign-up bonuses to attract new customers. These bonuses often include a substantial number of reward points or miles that can be earned by meeting specific spending requirements within a specified timeframe.
3. Lounge Access - Cardholders can relax and enjoy lounge amenities like comfortable seating, complimentary refreshments, Wi-Fi access, and business facilities, enhancing the overall travel experience.
4. Travel Insurance - Airline credit cards often come with travel insurance benefits, including coverage for trip cancellations, lost baggage, flight delays, and medical emergencies.
5. Discounts and Offers - Cardholders may have access to exclusive discounts and offers on flight bookings, hotel stays, car rentals, and other travel-related expenses.
6. Airline Partner Benefits - These benefits may include priority check-in, priority boarding, extra baggage allowance, and discounts on in-flight services.
7. Complimentary Travel Insurance - Some airline credit cards offer complimentary travel insurance, covering accidental death and medical emergencies during travel.
8. Fuel Surcharge Waivers - Certain airline credit cards provide fuel surcharge waivers when fuel is purchased at select petrol pumps, helping cardholders save on fuel expenses.
Leading Airlines and Their Co-branded Credit Cards
Indigo Co-branded Credit Cards | Joining Fees | Renewal Fees |
|---|---|---|
6E Rewards XL – IndiGo HDFC Bank Credit Card | Rs. 1,500 + taxes | Rs. 1,500 + taxes |
6E Rewards XL – Indigo Kotak Bank Credit Card | Rs. 2,500 + taxes | Rs. 2,500 + taxes |
6E Rewards – IndiGo HDFC Bank Credit Card | Rs. 500 + taxes | Rs. 500 + taxes |
Air Vistara Co-branded Credit Cards | Joining Fees | Renewal Fees |
|---|---|---|
Axis Bank Vistara Infinite Credit Card | Rs. 10,000 + taxes | Rs. 10,000 + taxes |
Club Vistara IndusInd Bank Explorer Credit Card | Rs. 40,000 + taxes | Rs. 10,000 + taxes |
Club Vistara SBI Card PRIME | Rs. 2,999 + taxes | Rs. 2,999 + taxes |
Etihad Airways Co-branded Credit Cards | Joining Fees | Renewal Fees |
|---|---|---|
Etihad Guest SBI Premier Credit Card | Rs. 4,999 + taxes | Rs. 4,999 + taxes |
Etihad Guest SBI Credit Card | Rs. 1,499 + taxes | Rs. 1,499 + taxes |
Air India Co-Branded Credit Cards | Joining Fees | Renewal Fees |
|---|---|---|
Rs. 4,999 + taxes | Rs. 4,999 + taxes | |
Air India SBI Platinum Credit Card | Rs. 1,499 + taxes | Rs. 1,499 + taxes |
Lufthansa Co-branded Credit Cards | Joining Fees | Renewal Fees |
|---|---|---|
Axis Bank Miles & More Credit Card | Rs. 10,000 + taxes | Rs. 4,500 + taxes |
Emirates Co-branded Credit Cards | Joining Fees | Renewal Fees |
|---|---|---|
Emirates Skywards ICICI Bank Emerald Credit Card | Rs. 10,000 | - |
Emirates Skywards ICICI Bank Sapphiro Credit Card | Rs. 5,000 | - |
Indigo Co-Branded Credit Card Benefits
6E Rewards XL – IndiGo HDFC Bank Credit Card | 6E Rewards XL – Indigo Kotak Bank Credit Card | 6E Rewards – IndiGo HDFC Bank Credit Card | ||
|---|---|---|---|---|
Welcome Benefit | 1) Complimentary flight ticket worth Rs. 3,000 2) Accor hotel vouchers worth Rs. 5,000 | 1) Complimentary flight ticket worth Rs. 3,000 2) 6EPrime Add-on worth Rs. 899 3) Accor dining voucher worth Rs. 1,000 4) Accor hotel stay voucher (30% off) | 1) Complimentary 6E Prime Add-on | |
Rewards | 5% on Indigo 3% on grocery, dining, and entertainment 2% on other spends 15% on Indigo featured partners | 6% on Indigo 3% on grocery, dining, and entertainment 2% on other spends 100% on Indigo featured partners | 2.5% on Indigo 2% on grocery, dining, and entertainment 1% on other spends | |
Domestic Lounge Access | Complimentary 8 visits (2 per quarter) | Complimentary 8 visits (2 per quarter) | - | |
Dining Privilege | Good Food Trail Dining Program | - | Good Food Trail Dining Program | |
Foreign Currency Markup | 2.50% | - | - | 3.50% |
Zero Lost Card Liability | Yes | - | Yes | |
Interest-free credit period | 50 days | - | 50 days |
Air Vistara Co-Branded Credit Cards Benefits
Axis Bank Vistara Infinite Credit Card | Club Vistara IndusInd Bank Explorer Credit Card | Club Vistara SBI Card PRIME | |
|---|---|---|---|
Welcome Benefit | Complimentary Business Class Ticket | Complimentary Business Class Ticket 1 premium economy ticket | IndusInd gift voucher worth Rs. 25,000 |
Club Vistara membership | Complimentary | Complimentary | |
Rewards | 1) 4 complimentary business class tickets on reaching milestone spends 2) 6 CV points for every Rs. 200 spent | 1) 8 reward points on Vistara 2) 6 reward points on hotel, travel, and airline 3) 1% of utility, fuel, insurance, and govt. payment 4) 2% on all other spends | 1) 4 reward points for every Rs. 200 spent |
Domestic Lounge Access | Yes | - | - |
Gold Rounds | 6 Complimentary rounds | - | - |
Dining Benefits | 40% off at partner restaurants | Offers with Eazydiner | - |
Insurance Benefits | 1) Purchase protection up to Rs. 1 lakh 2) Loss of travel documents 3) Delay in Check-in baggage 4) Loss on Check-in baggage | - | 1) Lost card liability up to Rs. 1 lakh 2) Air accident cover up to Rs. 1 crore |
Entertainment | - | 1) 20% off on Bookmyshow 2) Buy 1 Get 1 offer 3) Up to 2 free tickets in a month 4) Offers on F&B | |
Lounge Access | - | 1 in a quarter in domestic/international lounge | 8 complimentary domestic lounge visits |
Air India Co-Branded Credit Cards Benefits
Air India SBI Signature Credit Card | ||
|---|---|---|
Welcome Gift | 1) 20,000 reward points p 2) Air India Frequent Flyer Program - flying returns membership | 1) 5,000 reward points 2) Air India Frequent Flyer Program - flying returns membership |
Rewards | 1) 4 reward points for every Rs. 100 spent 2) Avail of up to 1,00,000 bonus reward points annually 3) Get 30 reward points for every Rs.100 spent on tickets booked through Air India website of App 4) Get 30 reward points for booking for yourself and 10 reward points when booking for others | 1) 2 reward points for every Rs. 100 spent 2) Avail of up to 15,000 bonus reward points annually 3) Get 15 reward points for every Rs.100 spent on tickets booked through Air India website of App 4) Get 15 reward points for booking for yourself and 5 reward points when booking for others |
Lounge Access | 1) Enjoy access to more than 600 airport lounges with the Priority Pass Program 2) Avail of the complimentary Visa Lounge Access program at all major domestic airports | - - |
Etihad Co-Branded Credit Cards Benefits
Etihad Guest SBI Premier Credit Card | Etihad Guest SBI Credit Card | |
|---|---|---|
Welcome Benefit | 1) 5000 Etihad Guest Miles 2) Complimentary Etihad Guest Gold Tier status | 1) 2500 Etihad Guest Miles 2) Complimentary Etihad Guest Silver Tier status |
Rewards | 1) 6 Etihad Miles for every Rs. 100 spent on Etihad 2) 4 Etihad Miles on every Rs. 100 spent internationally 3) 2 Etihad Miles on every Rs. 100 spends other than fuel | 1) 3 Etihad Miles for every Rs. 100 spent on Etihad 2) 2 Etihad Miles on every Rs. 100 spent internationally 3) 1 Etihad Miles on every Rs. 100 spends other than fuel |
Discounts | 1) 3% on economy class and 10% on business class on booking via Etihad 2) Avail of up to 10% discount on travel rewards miles redemption | 1) 3% on economy class and 10% on business class on booking via Etihad 2) Avail of up to 5% discount on travel rewards miles redemption |
Insurance | 1) Air accident coverage of Rs. 50 lakhs 2) Fraud liability cover of Rs. 1 lakh 3) Lost bag allowance of up to 1000 USD | 1) Air accident coverage of Rs. 25 lakhs 2) Fraud liability cover of Rs. 50,000 3) Lost bag allowance of up to 1000 USD |
International Lounge Program | 1) Membership to the priority pass program worth $99 2) Complimentary 4 international airport lounge visits 3) Complimentary access to over 1000 airport lounges globally | - - - |
Domestic Lounge program | 1) 8 complimentary visits to domestic airport lounges | 1) Membership to the priority pass program worth $99 1) 8 complimentary visits to domestic airport lounges |
Lufthansa Co-Branded Credit Cards Benefits
Axis Bank Miles & More Credit Card | |
|---|---|
Miles | Unlimited No expiry date miles |
Lounge Benefits | Get Priority Pass Lounge Access |
Dining Benefits | 15% off at partner restaurants in India |
Emirates Co-Branded Credit Cards Benefits
Emirates Skywards ICICI Bank Emerald Credit Card | Emirates Skywards ICICI Bank Sapphiro Credit Card | |
|---|---|---|
Welcome Benefit | 1) 10,000 Miles 2) Emirates Skywards Silver Tier Membership | 1) 5,000 Miles 2) Emirates Skywards Silver Tier Membership |
Miles | 1) 2.5 Skywards Miles for every Rs. 100 spent | 2) 2 Skywards Miles for every Rs. 100 spent |
Lounge access | Unlimited domestic/international lounge/spa access | 2 complimentary domestic/international lounge visits each |
FAQs of Airline Credit Card
1. What are airline credit cards?
Airline credit cards are credit cards that are specifically designed for frequent flyers and travelers who prefer a particular Indian airline. These cards offer various benefits and rewards, such as airline miles, lounge access, priority boarding, and discounts on flight tickets.
2. How do airline credit cards work?
Airline credit cards work like regular credit cards, but they are associated with a specific Indian airline. When you use the card for purchases, you earn airline miles or rewards points that can be redeemed for flight tickets, upgrades, or other travel-related benefits. The more you use the card, the more rewards you can accumulate.
3. What are the benefits of airline credit cards?
The benefits of airline credit cards can vary depending on the card issuer and the specific airline. However, common benefits include earning airline miles or rewards points on purchases, complimentary lounge access, discounts on flight tickets, priority boarding, free checked baggage, and travel insurance coverage. Some cards also offer exclusive perks like companion vouchers, hotel discounts, and concierge services.